This calculator provides estimates only. It does not constitute financial advice. Assumptions are editable and results will change accordingly. Consult a licensed financial adviser before making property purchase decisions.

What Will It REALLY Cost to Buy in Parramatta?

Based on the median property price in Parramatta (2150), here's what you'd actually need.

Settlement Day Cash $328,559 At the median house price of $1,350,000
Your Real Monthly Cost $7,205 That's more than just the mortgage
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Calculate your own costs in Parramatta

The numbers above use the median price. Adjust below for your actual property price and deposit.

Settlement Day Cash $0 Everything you need on the day
Your Real Monthly Cost $0 Not just the mortgage

Settlement costs breakdown

Your deposit $0
Stamp duty $0
Lenders Mortgage Insurance (LMI) $0
Conveyancing $0
Government fees $0
Total settlement cash $0

Monthly costs breakdown

Mortgage repayment $0
Council rates $0
Water rates $0
Home insurance $0
Total monthly cost $0

Rate sources

Sources will appear here based on your postcode.

Local data for Parramatta (2150)

Council rates

CITY OF PARRAMATTA: $1,650/year (2025-26)

Water rates

Sydney Water: $1,100/year

Median prices

House: $1,350,000 • Unit: $580,000

Insurance zone

STANDARD: House ~$1,800/yr, Unit ~$800/yr

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Nearby suburbs

Blacktown

2148 • $950,000

Chatswood

2067 • $2,800,000

Bondi

2026 • $3,800,000

Penrith

2750 • $850,000

Buying in Parramatta?

Read our guide to understand stamp duty concessions, first home buyer grants, and hidden costs in NSW.

NSW First Home Buyer Guide